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Q: My husband and I have three children under age six. Do we need wills?
A: You should each have a will for the benefit of your minor children. Here's why: If one of you dies the surviving parent will naturally continue as the children's guardian. But if both of you die your children will need to have a guardian appointed and the court will need assistance in determining who that person should be. Your individual wills allow you to name that guardian, someone who you believe to be the best person to care for and raise your children. You